Guide To Buying A Home In UK | Redcastle

Buying your first house can be an exciting and daunting experience. The process of finding somewhere that suits all parties involved is not always straightforward, but with some careful planning, it should go smoothly.

We offer buyers a full, thorough, and extremely proficient service to ensure that their buying experience is second to none. Whether you are a first-time buyer, buy to let investor, or simply interested in knowing more about the UK property market, you will find this guide to buying a home a useful resource. Before buying with us, consider these pointers along the way:

A Complete Guide To Buying A Home

A simple yet crucial detail to check is whether you have the required capital necessary to complete on a home purchase. Loan to value (LTV) amounts vary, but you can expect a figure in the region of 10%-25% of the purchase price. Individual lenders may differ from one another and if you’re a first-time buyer you may be eligible for a government scheme to make it more affordable. Check with us, speak to lenders, and research current help to buy initiatives. We are a buyer friendly agency, and are always on call to help. Get in touch with us today!

Whether or not you are granted a mortgage depends on a few factors, for example the length time you’ve been working at your current job, or the outstanding credit that you have against your name. If you meet the bank’s preliminary requirements, you will be awarded what is known as a ‘mortgage in principle’, which is to say that the bank see no reason that you shouldn’t be granted a loan, and that you may begin looking for a property. Redcastle has a preferred network of mortgage providers – speak to us to find out more.

Contact us

Making an offer on your dream home is easy. All you need to do is tell us your offer and we will submit it to the seller both verbally and in writing. As with everything else, we are totally transparent when it comes to feedback and we will let you know their exact response.

If your offer is accepted, then you next need to appoint a legal representative known as a ‘conveyancer’ or property solicitor. They’ll guide you the rest of the way. Of course, we will monitor progression of the sale liaising with both party’s conveyancers. Speak to us if you would like us to introduce you to our preferred partners.

Your solicitor will handle the legal process of the sale for you, but during this process you will most notably be awarded your formal mortgage offer and sign a legally binding contract that ties in the sale. At the end, both solicitors exchange contracts before confirming it is safe to ‘complete’, which means finalising the deal and giving you the keys! The length of time to complete the process varies, but you can expect somewhere in the region of 12-16 weeks normally.

View all of our properties

Search now

Advertising & Social

We use all the key property portals such as Rightmove and Zoopla to help promote your home and reach the widest range of buyers. To make sure your home gets the attention it deserves, we use dedicated photographers who know how to highlight the best elements of your home. Every property will also include its own virtual tour.

Our Reviews

We’re extremely proud of the service we provide here at Redcastle and it means a lot to us to hear when our clients are happy. Nothing makes us happier than receiving messages from clients who are truly happy with the level of service they received. We feel honoured to receive such genuine and warm feedback

Our Specialists

When it comes to selling your home with us, the local knowledge held by our specialists is invaluable. We’re also skilful in creating interest that will achieve the most from your home. For us, it’s personal. Find out more about our team here ​(link to meet the team/specialists page)

Book A Free Valuation Today!

We will carry out an appraisal of your property using current information as well as local property sales data, not only from our own records but from industry resources to which we have access. Because we specialise in the area, we are also able to pool from a wealth of data and professional experience.